Loan & Interest Rate Update - PRIVATE & Non-conforming First Mortgage Loans as at 6 July 2023

Genuine "Home Office" PRIVATE LENDING

This is NOT institutional funding. Each scenario is a clean canvas and will be considered on its individual merits.

Preferred range is $1.00M to $5.00M for existing residential securities, though larger transactions will be considered on merit. Development finance and commercial securities will also be considered.

LVR Fixed Rate (1 year)

65% 8.50% pa (for strong, well-located deals only*)

* For standard quality private loans up to 70% LVR, interest rates range from 10.00%pa -12.00%pa, NO VALUATION & 7 DAY TURNAROUND is possible depending on quality, urgency, location and the nature of the deal).

Establishment negotiable + legal fees + valuation if applicable

“NON-CONFORMING” (or “no doc”)

Up to $3.50M loan per security (residential) - $750,000 per security (commercial)

Up to 75% LVR

Up to 3 year term

Current Interest Rates from 9.70%pa

Establishment fee 2.00% + legal fees + valuation

I look forward to discussing any scenario with you.

Steven Acworth

Mobile +61 488 22 44 16

Email steven@sma.fund

Web w ww.pmcs.fund